To ask me which premium card is in my wall, it is like asking a parents which child is their favorite. I love both, but they are different, and each gives me a different experience.
I am talking Platinum Card® to American Express And this Chase Neelam Reserve® (See rates and fees).
Neelam Reserve recently made major changes, which increased its annual fee to $ 795, keeping these cards together means paying around $ 1,500 each year.
The changes in the Neelam Reserve made the card even more premium, in which new statement credits were in line with travel and entertainment, as well as in some ways with new earning rates defeated Amex Platinum’s earnings rates.
Despite this, there are many reasons here why I still keep AMX Platinum.
I am waiting for a big change in Amex Platinum
Close Sapphire reserve These days the limelight is taken with its impressive changes, which brought it more in its current position to the Amex platinum.
He said, the American Express will not sit back which challenges its title as the King of Premium Card.
American Amex platinum by the end of this year.
Because of this, I cannot see MySe closing the card, until I can die, if the changes are going to be a positive development for me or not. It has been predicted that the new annual fee can reach $ 1,000, but I can recover as long as the card benefits offer a good price offer.
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It no longer senses for me to card, only amazing to feel new changes. I have to apply against the card, who would like results in a difficult inquiry.
In addition, due to strict rules of the American Express on Welcome Off, I will be eligible to earn another.
Related: More than $ 4,000 in value: I made Amax Platinum my first premium card
I like access to lounge
The American Express was the first to launch the lounge of the issuing airport, and it is one of the most useful allowances for me as cardamber. Access to the Centurion Lounge is really helping my journey, which is right after me after clear security. It is a good way for me that I can eat, cut to relay, and make a place to sit and do some work.
As Amex Platinum Cardambar, I get the delta Sky Club Lounge (Limited to 10 annual trips until the cardemumber spends $ 75,000 in a calendar on its card), escape lounge, plaza premium lounge and selected lufthansa lounge.
This gives me the opportunity of memelot for lounge access worldwide for my journey, and it is still a major sales point for me for me.
Although I also have access to Chase Neelam Lounge Sapphire reserve The cardholder is considering the footprint small. My Home Airport, Los Angles International Airport (Lax) is not yet a new Neelam Lounge.
Although I am shy with the need to speak $ 75,000 on AMEX Platinum, which is to get guest privileges in the Century Lounge, it is eager to see how Amax handles itself in refresh because Amax handles itself because access.
Related: A guide for lounge access with Amax Platinum and Business Platinum
Statements continue to provide credit value
Close Amex platinum The state was the first credit card to offer a detailed honor to the credit. This “coupon book” approach for state credit can be challenging with its US-the-Loss-that approach, but I have found them quite useful.
As a fond Chawla passenger, I use each calendar year through each calendar year through each calendar year through prepaid Fine Hotel + Resorts or Hotel Collection Booking for my up-to-to-to-200 Hotel Credit. I have obtained the best value for this certificate in the Middle East, such as Dubai and Doha and Southeast Asia, such as Kuala Lumpur, Malaysia.
While living in southern California, I have many Equinox gym locations, so I can use 300 Equinox Credit* of each calendar year on the additional health services offered in the gym. I used to pay for Disney+ and New York Times subscript, but up-to-240 entertainment credit* Thanks to the year per calendar year, my Amex offers Platinum (by $ 20) (every month $ 20), I save money and cover these costs.
These three statements are certified alone, I save $ 740 per year, which I pay for the annual fee of the card. In comparison, Sapphire reserve An annual hotel credit has been added for simply Edit and Apple TV+ and Apple Music, but I do not have access to these if 26 because I am an existing cardholder.
*Nomination requires; Conditions apply.
Related: Forgetful statement Credit Checklist: Allowance and profit should not be overlocked
The earning rate for air fare is still strong
Close Amex platinum Still the most impressive earning rate on flights is, which is directed by a -AryLine or Amex trip: 5 points were spent per dollar.
I am not the greatest fan of booking flights through the travel portal of a issuer because it is easy to deal with a -mowline’s own customer service for flight changes, happiness and cancellation. However, director booking and earning that is unheard several points per dollar.
Okay, from years, I have used my Amex Platinum when paying for premium-cabin airfare; With a family of three, each purchase gives me a good part of the digits. In 2024, I earned more than 110,000 membership award points from the purchase of airplanes.
Close Sapphire reserve The heat with its refresh will change and start offering 4 points per dollar spent on the airfare, but it is still shy with Amax Platinum.
If the American Express Future improves this earning rate later this year, it will be even more difficult for me to participate with this card because it is such an integral part.
Ground level
Amax Platinum still has a place in my wallet Sapphire reserveDespite all the greetings in the Neelam Reserve, Amex platinum Continues giving me a good value and enhances my travel experience.
Most importantly, I am excited about the upcoming changes in Amex Platinum, and till then I am holding im on the card. It is excessive that the card will recently get a large -scale improvement for the Neelam Reserve Enhancements.
To learn more, see our complete review of Amax Platinum.
Apply here: Amex platinum
For mice and fees of Amax Platinum, click here.