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We know what you think: Why pay a heavy annual fee on two cards that earns the same type of marks? Well, for us (and many others), it is completely meaningful.
In fact, on the combined $ 1,000 value tag Platinum Card® to American Express And American Express® Gold Card Can be faced. However, the rate and allowances on these cards are different.
If you want to get your earnings, maximize the card benefits and protect your program, it can be understood to keep platinum and gold cards. There are four reasons here.
Earn two reception bonuses
For the first year you have a card, the reception bonus is one of the most valuable benefits, if not the most valuable. Between these two cards, you can earn 275,000 bonus membership award points:
- Amex platinum: Find out your shutdown and see if you are eligible for high as 175,000 bonus points (the reception is separated and you cannot be eligible for a proposal.)
- Amex goldFind out your shutdown and see if you are eligible for high as high as 100,000 bonus points (the reception mosques are different and you cannot be eligible for a proposal.)
TPG’s July 2025 Valities PEG American Express Points Points in 2 Saint Epice, which means these joint reception restrictions up to $ 5,500.
There is to be known about some application restrictions:
- You will only earn a welcome offer on each card one life.
- It is best to appear first and then platinum; If you do this, this is another way, you like to earn a welcome offer of gold.
Related: A full guide for Amex’s One-Bonous-Life-Life Tests
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Accelerate your earnings
You can earn thousands of additional marks each year using the right card for each purpose. Using a common guide:
Let’s dive in numbers.
Using platinum to book flights, youl AMX earns 5 marks spent with airlines compared to 3 points per dollar on Gold or with American Express Travel.
For prepaid hotels booked through Amax Travel, Platinum is the way to go, just 2 points have been spent 2 points per dollar with Americans to earn 5 points per dollar.
Then, you would like to use Amax Gold to purchase your grus and dining. You will earn 4 points per dollar on restaurants ** and US supermarket *** worldwide. With platinum, you will only earn 1 point per dollar spent in these categories.
* Out of these purchases annually up to $ 500,000, then 1 point per dollar
** Up to $ 50,000 per calendar year purchase, then 1 point per dollar
*** Up to $ 25,000 per calendar year purchase, then 1 point per dollar
Related: How to score more than 300,000 marks in a year
Maximum detail credit credit
Both cards provide annual statement credit that can put back in your pocket as compared to hundreds or these dollars.
AMX Gold’s $ 325 annual fee (see rates and fees) exceeds the offset of upsets up to $ 424 in state credit, which includes the most concentrated on food, including:
- Bipolar Rage Credit up to $ 50: In resy-informed US restaurant
- Up to $ 10 monthly food credits: Five people and select traders like Grub
- $ 10 monthly Uber Cash^till: Uber’s ride or Uber orders in America
- Up to $ 7 monthly dunkin credits: We are in the places of dunkin
Enrollment requires.
^Uber Cash will only be deposited in an Uber account when you add the eligible Amex card as a payment method and roast with any Amex card.
Meanwhile, Amax Platinum’s high $ 695 annual fee (see rates and fees) may exceed the offset by statement credit, until you maximize them all. Majority are traveling- and lifestyle-centered, with some of our favorite:
- Up to $ 209 annual clear plus credit: To cover your annual membership (under auto-renules)
- Up to $ 200 annual airline fee credit: With your favorite airline
- Up to $ 200 Annual Hotel Credit: To offset prepaid booking with Amax Fine Hotels + Resorts or Hotel Collection (Minimum to-Night Stay)
- Up to $ 20 monthly digital entertainment credit: Disney+ and peacock membership
- $ 15 monthly Uber Cash^till: Uber’s ride or Uber eats orders in America; Bonus $ 20 in December (for a total of $ 35 that month)
Enrollment requires.
Related: American Express Gold vs. American Express Platinum: Which is right for you?
Protect your shopping and travel
The American Express provides both extended warranty and procurement safety benefits.
However, AMX Platinum Card provides more compressed safety benefits, which ensures freight travelers, Vile the Amax Gold Card provides more limited coverage.
Shopping and travel protection which provides Amax Platinum (but is not Gold):
- Cellphone protection
- Emergency medical transport (if coordinated by profit administrator)
- Trip cancellation and interruption insurance*
- Trip Delay Insurance*
- Car Rental Los and Damage, And Bagze and Trip delay high cover for insurance
*Eligibility and profit level varies by card. Terms, conditions and boundaries apply. For details go to Americanexpress.com/benefitsguide. The policies are written by the New Hampshire Insurance Company, an AIG company.
When it does not understand
Catching both Amax Platinum and Gold Card may not be cost effective for all. consider the following:
- Lounge access: If you rarely use the airport lounge or spend sufficient on platinum to unlock guest access, you cannot get enough price from the card.
- grocery shopping,
- Description Credit: If you already spend what you don’t do, you can spend unnecessarily to “save” money.
Ground level
The low annual fee and bonus points of AMX gold cards on food and groceries can suit many users, while the high fee of platinum card is worth it that can maximize its travel allowances.
A combination of both cards can promote your Amex points balance, increase your journey and offset your expenses on the purchase of life.
To know more, read our complete review of Amax Platinum and Amex Gold Card.
Apply here: Amex gold
Apply here: Amex platinum
For mice and fees of Amax Platinum Card, please click here.
For AMX gold card mice and fees, please click here.
