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all new Citi Strata Elite℠ Card (See rates and fees) Impressive earning rates, great transfer partner options – including American Audventant – and a note welcome bonus proposal for new card holders.
For a limited time, you can earn 80,000 bonus city thankue rewards points after spending $ 4,000 in three months before opening an account. Based on TPG’s August 2025 values, the reception is priced at $ 1,520. If you apply to a person in a city branch, you can welcome 100,000 Thanksu Rewards points high after meeting equal expenses requirements.
Additionally, the Stretta Elite Card provides a valuable statement credit, the most notable “splurge” credit, which provides cardholders up to $ 200 back in state credit every calendar years.
There is a need to know about the City Splurj Credit here, how to activate it and the smartest way to use it.
What is CITI Strata Elite Splurge Credit?
Each calendar year, City Stretta Elite Card Members can earn up to $ 200 in the State Credit on the purchase of two participating brands. You do not need to enroll in advance, but you need to like your brands strategically.
The eligible retail vendors eligible for 2025 are:
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- 1stdibs (Sell luxury furniture, jewelry and art)
- American Airlines
- best Buy
- Future personal training
- Live Nation (event ticket and experience)
Cardholders can earn statement credit credit
So, for example, you can earn $ 200 in credit by spending with American Airlines alone, or you can familiarize it from the best best bus and live nation.
Related: Airbnb’s overld app offers on-demand chefs, massage and other hotelic amenities
How Splurj Credit Benefits works

Cardamembars must sign in to their accounts and nominate which one or two merchants they were selecting. This is a good idea to like two, even if you are not pure with both. You can change traders when you want.
Off-only applies to the eligible scheme according to the brands, not through the third-party vendors or the race
For the purchase of American Airlines, AA Cargo, Hotel Booking, Cars do not recently or AIDAD status boost splurge credits.
You will get a total credit of up to $ 200, and no minimal expenditure is required. Once you shop qualification, the credit will post a state credit in your account.
For the city’s website, you have to activate your selected merchant (s), and are eligible for separate credit for both primary cardamber and authorized users.
The best ways to use split credit
CITI is aiming at cardholders who give importance to travel, technology and experience-based expenses. Here are some smart ways to use credit:
- Book a flight or pay for auxiliary fee with American Airlines: Now that you can transfer your thank you rewards points to AADATAT at a rate of 1: 1, the award will be a great way to pay any fees, taxes and surcharge required for redemption.
- Best bye your tech game up: Whether you shop for headphones, smart home gear or accessories, buy the best is a smart way to maximize credit quickly.
- Score concert or event ticket through Live Nation: With the average ticket increase increase, it is a practical way of one night cost.
- Buy goods with 1stdbs: If you are already a large spender in this category, credits can be a smal but meaningful kickback.
- Get personal coaching with future: This subscript-based fitness platform is not cheap, so the $ 200 off sets a long way.
Related: Earn bonus points or miles on events, attacks and more with undercover tourists
What are other card credits?
As a new premium credit card, City Stretta Elite Card Comes with other benefits, including:
- Hotel Credit: Travel up to $ 300 from a prepaid hotel stay (minimum two-night booking) when booking through city travel year
- Global Entry/TSA Prechec Credit: Global entry or TSA prehechak application fee every four years up to $ 120 credits
- Blacklain credit: Byconal Chafoor Booking Burnal Credit ($ 200 annually) up to $ 100
- Lounge access: Priority passes selected lounge access and four Admiral Club passes annually
Related: City Stretta Elite: City finally adds a premium travel card – was it worth waiting?
Ground level
New Khota Splurge Credit is flexible and if you are already with one of the eligible brands, you are working. While travel credits from contestants such as chase or American express are not as comprehensive, it is a strong perk that helps offset the high annual fee of $ 595 of the card.
Just make sure your expenses limited to one or two brands per year – otherwise, you risk leaving a $ 200 on the table.
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