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This summer was my thunder trip to Portugal, but for the first time I stop in an aspiral property in one of my cheapest hotel bills.
I can add luxury hotels in Europe and by factoring in some other benefits, I really excluded only $ 137 from the pocket – or under $ 35 per night. This is less than several hostel charge for a dom bed.
It is said here in the same way how I piled the benefits of the cards, and how can you do it.
Keep Amax Platinum Hotel Credit to work
Close Platinum Card® to American Express The state credit comes up to $ 200 each year for prepaid booking through hotel collection with Amex travel (or through fine hotels and resorts).
I booked two nights through themex trip for $ 535 in Boeira Garden Hotel Porto Gaia (A Curio Collection Property) (minimum requirement to trigger the certificate).

Because the booking was prepared, I credited $ 200 on my statement with two weeks of booking. No calls, no additional steps.
I also obtained $ 100 on-property credit through hotel collection, which I placed a room service lunch and two dinner (in a restaurant and one in my room).

Savings: $ 300 ($ 200 hotel collection credit and $ 100 on-property credit)
Hilton aspire doubles on resort credit
I chose this hotel as it is part of Amex’s hotel collection and a character Hilton Resort. So I can avail up to $ 200 of Hilton Honors American Express Aspire Card, which was up to $ 200 in the Steve Credit for the Hilton Resort Charge, six months.
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Therefore, I booked an additional two nights after my early stay directly through Hilton for $ 421.
The information for the Hilton Amex Aspire Card is collected independently by the points cow. The card details on this page or card have not been provided by the problem.

In addition, I find a hack to use two bipolar credits on a migration.
I enjoyed the property in December last year and asked if I give the deposit amount on my journey of June. They were best for processing $ 200 on my aspire card in December, which triggers the second half of the 2024 resort credit. And when I checked out in June, I paid the remaining Balad, which triggered the first half of 2025.
That simple timing trick cut $ 400 from my bill. Both credits automatically posted with allegations of 10 days.
And thanks to the Breakfast, I die one percent for the four buffet breechet (which I would say at $ 20 each).
Savings: $ 480 (two $ 200 Hilton Resort Credit and Free Breaking $ 80)
Bonus Amex and Hilton Earned Points
On the first two-night booking through hotel collection, I earned the Valecity of 2,675 American Express membership awards.

Then I earned 23,790 Hilton Honors Points, priced at $ 119 in our August 2025 prices. These points were earned:
- Two nights booked through hotel collection (you can take a dip on earnings with both Amex and Hotel Loyalty Program)
- Two Nights booked director with Hilton
- $ 134 in contingency fees (of which $ 100 was covered by on-property credit)
Breaking it: I earned 10,895 base points to be Hilton Hons Membar, which doubled with my diamond position (with my aspire card). I got 1,000 marks from 2025 points Plus Promotion and Diamond Myway Bonus.
Price of earned marks: $ 173 ($ 54 in Amex points and $ 119 in Hilton Issue)
Numbers
Here is how it broke:
object | amount |
---|---|
Hotel Collection Booking | $ 535 |
Hilton resorts booking | $ 421 |
Casual allegations (one lunch and two dinner) | $ 134 |
Total cost | $ 1,090 |
Amex platinum hotel credit | -$ 200 |
Hotel Collection on-Property Credit | -$ 100 |
Hilton Resorts Credit (Two) | -$ 400 |
Out-packet cost | $ 390 |
All these three credits cut my out-of-pocket cost by 64%.

In the earned digits, the factor in $ 173 and the $ 80 value of the price, and my effective cost dropped to $ 137 for justice:
- Four nights of housing
- Four breakfast
- A lunch
- Two dinner
It works under $ 35 per night – a luxury is not bad for Hilton which is basically a cost of more than $ 1,000.
Factoring in annual fee
So far, you must be wondering, “What about the heavy annual fee on these cards?”
This is true, Amax Platinum has an $ 695 annual fee (see rates and fees). I do not provide a single perk, but even beyond just four benefits – up to $ 200 hotel credit, up to $ 200 in Uber Cash Credit ** (which I use for Hulu and Disney+) – I get $ 840 in price each year. Enrollment requires.
Related: Is Amex Platinum worth the annual fee?
The $ 550 annual fee of Hilton Aspire is also easy to introduce with two major allowances: Hilton up to $ 400 in the resort credit and up to $ 200 in flight credit.
Yes, you have to pay the annual fee, but it is very realistic that you get a higher value than speaking, if you stack the benefits I have on this trip.
Related: Is Hilton Aspire AMX card in annual fee?
*For use on eligible orders with $ 15 Uber eats in Uber Cashe and to use $ 20 bonuses in December with Uber in the US and to use $ 20 bonuses in December. Amax should be added to Platinum Card
** Up to $ 20 in statement credit every month when you pay for eligible purification with your card at one or more: Disney+, Disney+Bundle, ESPN+, Hulu, Mor, The New York Times and Times the Wall Street Journal
How can this strategy work for you
Hilton resorts that overlap with two American Express hotel programs are sweet places for stacking benefits.
First, find a property that is part of the Hilton Resort and Amex’s The Hotel Collection (ThC) or Fine Hotel and Resorts (FHR) program. Many concepts, Curiio collections and LXR qualification qualification. Here are some examples of overlapping properties:
Destination | Property | Amex program |
---|---|---|
Aerizona | Boulder Resort and Spa Scotsdale
Scotsdale Resort and Spa |
THC
THC |
Baluchi | Umana Bali | Stuck |
Greece | Domes Allas Alonda All of Inclusive Resort
Lindian Village Beach Resort Rhodes C Brees Centoreini Beach Resort |
THC
THC THC |
Airport | Ka la’i waikiki beach (best time since April 2026 to travel due to rebuilding) | Stuck |
Japan | Stop Kyoto | Stuck |
Mexico | Conrad Punta de Mita
Conrad Tulam Rivera Maya |
Stuck
Stuck |
Portugal | Boira Garden Hotel Porto Gaia (Hotel in this story)
Conrad Algarve |
THC
Stuck |
Tahiti | Conrad Bora Bora Nui | Stuck |
United Arab Emirates | Conrad Abu Dhabi Etihad Towers
Waldorf Estoria Dubai Palm Jumirah |
Stuck
Stuck |
Vietnam | La festa fu quok | THC |
Not all Hilton Resorts are overlap. For example, Hilton Yala Resort (a magnificent safari property that I stopped) qualify for Aspire Credit, but not part of THC or FHR.

Once you confirm that it is an overlapping property, book a stay with you through Amex Yatra Platinum To trigger $ 200 hotel credit (one-night minimum with FHR; two nights with minimal thc).
Then, book a second stay with your idea; If possible, keep the deposits in a six -month period (January to June or July to December) and pay the rest in the next.
Finally, pay the bill with your acceptance to earn bonus points and enjoy diamond allowances like daily breakfast.
If you can plan your stay, then in the outside months,
Ground level
Portugal is one of the most popular sites in Europe, and my stay in the Boira Garden Hotel looked like a luxurious without a high value tag.
Stacking Credit Card Benefits replaced my most attractive hotel redemption stoy, which has been pulled me. And felt to know the harbor kneeling by the Doro River even better

If you want to do the same, then these two cards are the key:
- $ 200 Hotel Credit on Prepaid Hotel Booking and American Express Platinum for Bonus Amex points
- Hilton aspire for Bianuel Hotel Credit, Bonus Hilton Points on Stay and Diamond Status Perks like Defense Daily Breakfast
Apply here: American Express Platinum
Learn more: Hilton Aspire
For Amax Platinum Card mice and fees links, click Here