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A group group of top Senate Democrats is a new director by the Federal Housing Agency (FHFA) director William Pulte, who wants to allow unannounced digital assets to be counted in hostage decisions.
For a letter sent on 25 July, Senator Elizabeth Warren, Berney Sanders, Jeff Mercale, Christ Van Hollen, and Mazi Hiralono Urdu are. They say that this door of instability in both the house and the finance market was open.
Concern over risk and instability
Senators say that it is a huge risk to incorporate crypto with a borrower’s asset portfolio. Instability is one of the greatest concerns. Bitcoin, atherium, and other coins are infamous to create ups and rackets in steep value. If a borrower uses a digital currency to obtain a loan and depreciates the price, they may prefer more by default.
After significant studies, and to make the joint statistics the capital of the world, keeping in mind the vision of President Trump, today I ordered cryptocurrency as a property for a hostage.
So ordered pic.twitter.com/tg9rejqxc3
– Pulte (@Pulte) June 25, 2025
“The issues of historical instability and liquidity remain in the Crypto market,” the letter states. Legalists work. Borrowers can struggle if their holdings need or fail to change their digital assets quickly in an emergency.
They also explain how weak digital assets are for scam, hack and theft. Since Crypto is not preserved in the same way as bank deposits, homevers may lose their assets, with very little chances of going back to Om.
Order call for Crypto in Mortage Risk Assessment
Director Pulte’s order, issue on 25 June, calls Fanny Mae and Freddy Mac to prepare a proposal that will always look at cryptocurrency to count as a store in hostage risk evaluation. Twist? There is no need to convert these digital assets to US dollars.
This is a significant change. Right now, borrowers are usually judged on cash or liquid assets. Including raw, the dislike Crypto will be the first.
Supporters see it as a step. Former Benance CEO Changpeng “CZ” Jhao appreciated the move last month, saying, “It is great to see, BTC is counted as a property for mortals.”
Pushback comes amidst the debate of wider crypto adoption
This conflict between MPs and regulators comes in the form of Washington, still finding out how to handle Crypto. Some want tight control. Oter see the industry as ready for mature and comprehensive financial use.
Right now, this is not a deal. The rule is only considered, not fully approved. But this is a big topic because it combines two big things – and Crypto – and not everyone agrees that it is a good mix.
Specially displayed image from UNSPLASH, chart from tradingview
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