City Stretta Card Review: Unprecedented earning rate and no annual fee

City Stretta Card Overview

Close City Stretta Card (See rates and fees) The newest is the most no-nuel-city-city card that earns the City Thank you rewards points. City Stretta has impressive earning rats on food, gas and supermarkets, making it an excellent choice in the form of everyday cards. Card rating*: ⭐⭐⭐⭐

* Card rating is based on the opinion of the editors of TPG and is not affected by the card issue.

City Rewards +® card was rebranded into the City Stratea Card in May. This is difficult when an issueer changes a fan-pasandida card, but these changes have made it more beneficial for cardholders.

The new applications for the City Stretta Card are now open, and by July 20, all the city rewards+ card holders have been converted into a stretta card and will receive a new card when their current is finished.

The city Stretta has a wide range of bonus-kamai categories, from traveling and supermarkets to a new self-selection quarterly category. This gives the card holders flexibility and helps them maximize their earnings. With an annual fee and an easy-to-Kamai reception, City Strateta is a great option for those who begin their journey in City Thanks, Ecosystem Ecosystem.

To increase your possibility of approval, you will need a recommended credit score of 670 or more.

Whether your account has changed or you were thinking about applying for the card, read further how this card is standing.

Information for City Rewards+ is collected independently by points guy. The card details on this page or card have not been provided by the problem.

CITI Strata Card Professionals and Opposition

Professionals Thief
  • Bonus points on a trip booked through city travel portal
  • Detailed rank of bonus-Kamai categories including supermarket and transit, gas and electric vehicle charging
  • Self-selection bonus category that you can convert to each quarter
  • No earning limit on bonus categories
  • No annual fee
  • Power transfer ratio compared to premium city cards
  • No point discount
  • No lounge access

CITI Strata Card reception motion

New applicants for Citie Stratea You can earn 30,000 bonus points after spending $ 1,000 on purchase with the first three months of opening an account. Based on TPG’s July 2025 valreers, the reception motion is priced at $ 555.

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New card holders also apply 0% introductory annual percentage rate on purchase and balance transfer for 15 months.

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If your City Rewards+ Card was automatically converted to City Stretta Card on 20 July, you cannot apply for Stretta Card as you are already. But if you have a city rewards+ card near the Navar, you can apply for a Stretta Card and get a welcome bonus.

Additionally, welcome bonus is not available to applicants who have received a new account bonus for a city rewards+ account in the last 48 months or those who convert another city account on whites, earned a new account bonus in the last 48 months which was in the City Stratea or City Rewards+ Account.

Related: Best Credit Card is welcome in this month

City Stretta Card Benefits

Close Citie Stratea There is no annual fee, and, eg, state credits or travel allowances such as travel allowances. Typically, the no-nuel-fee card has an introductory April offers on purchase and balance transfer, but offer limited ways to capitalize on the awards.

For example, City Stretta Premier® Card (See rates and fees), with $ 95 annual fee, comes with $ 100 annual credit when spending at least $ 500 (except taxes and fees) on a hotel through the city travel portal.

Earning points on City Stratea Card

Close Citie Stratea In many categories, it shines in its ability to earn bonus points easily, including:

  • 5 points per dollar hotel, car rented and engaged through CITI travel portal attached
  • 3 points per dollar spent in supermarket and select transit, ending and gas procurement
  • 3 points per dollar spent on a qualified self-selection category (which you can change each quarter)
  • 2 points spent in restaurant per dollar
  • 1 point per dollar spent on all other purchases

Qualified self-selection categories are:

  • Barber shops, cosmetic stores and hair salons
  • fitness Club
  • Live entertainment
  • Pet supply store
  • Select streaming services
D3Sign/Getty Pictures

These strong earning rates mirror those people to a large extent City Stretta Premier But with an $ 95 annual fee, Stratta makes an excellent entry-tier option.

These earnings can create a version of the city of Chess Tifacta, where you add several city cards to maximize the awards. For example, cardholders can carry both City Stretta and New, Premium City Stretta Elito (See rates and charges) to maximize earnings through city travel portal and restaurant purchase on Friday and Saturday evening.

City Stretta Card stands with its quarterly self-selection category of 3 points per dollar. City offers you a well -goal list of categories that make your awards easy to maximize and you can change the category in each quarter.

By default, self-selection selects category streaming services. To replace your category one -Per -quarter, you have to log in Citi.com/selfselect Or call 1-800-842-6596. It is one of the best bonus categories found on the card as compared to other no-nil-C cards.

Mary Cauv/CBS/Getty Images

This earning rate makes this card a strong consolidar for everyday shopping, which challenges the choice. Chase freedom unlimited® (See rates and fees) and chase Freedom Flex®, which distinguished fetness clubs or streaming services in the form of previous quarterly bonus categories (but in every trimester in $ 1,500 in Caps reward for these bonus categories income;

The information of Chase Freedom Flex is collected independently by the point guy. The card details on this page or card have not been provided by the problem.

Crying the points on City Stretta Card

Close Citie Stratea City Thank you rewards earns points which are redeemable for the State Credit, Cash Back or Gift Card. The digits can also be transferred to a set of specific travel partners for the card.

Freshplash/Getty Images

Rediming thanks rewards points for traveling through the City Travel Portal will give you 1 percent per number per number, TPG’s July 2025 valuation.

Related: The best ways to capitalize on City Thank you rewards points

Transfer of marks on City Stretta Card

City Stretta Card Holder can transfer marks to 20 air, hotels and retail partners in the Thank you rewards program. Most transfer ratios are 1: 0.7, which means that you get 0.7 points or mills for each thank you point transfer.

Scene Kudahi/Number Man

However, if you have a qualified premium city card, such as City Principal card, Khota Or City Stretta PremierYou can transfer the entire list of 21 partners in better transfer ratio to the full list of city. This means the ability to combine points and also to transfer the city’s newust transfer partner to American Airlines.

City Prestige information has been collected independently by Points Gai. The card details on this page or card have not been provided by the problem.

TPG lead writer KT Jentor loves the Winham Rewards program and has succeeded for 15,000 points per night in Jeju, South Korea and 15,000 points per night in Havii.

Related: Booking of Japan Airlines Award flights through Jetbu, Best New Sweet Place?

Who compete with the Card City Stretta Card?

Koda Citie Stratea No annual fee comes and the steeler offers mice earning, here are other cards to consider whether you like another issuer or a simple card:

  • If you want to earn cash back on online purchase, Blue Cash EveryD® Card from American Express US supermarkets and US gas earn in the city strateeta at the stations. It also earns 3% cash back on US online retail procurement, but all bonus categories for $ 6,000 for $ 6,000 on bonus cash back for each category for each category, then 1%. (Cash back is obtained as rewards dollars that can be redeemed as statement cardit or amazon.com checkout.) To learn more, read our complete review of Amax Blue Cash EveryD card.
  • If you want to earn chase ultimat reward point, Chase freedom unlimited There are low bonus categories, bonus cache back in drugstores and buy chase travel and earn on dining (inkouts and qualified delivery services). The best aspect of the card is that all other procurement has the ability to earn 1.5% of the arms back, except for everything. If you have a premium chase ultimat reward card like Chase Neelam Reserve® (See rates and fees), you can connect your awards with freedom unlimited. To know more, read our complete review of Freedom Unlimited.
  • If you want a simple earning rate, City Double Cash® Card (See rates and fees) Earning 2% I wish on all purchases: 1% when you buy and 1% when you pay your statement bill. Cardholders can also convert back to cash back points with a eligible credit card that the City Thank you rewards points. To know more, read our complete review of City Double Cash.

For additional options, see our complete list of no-nual-looking cards.

Is the City Stretta Card worth it?

For a no-nual-dehi card, Citie StrateaThe earning rates are great and the contestants are challenged Chase freedom unlimitedAdd card couple well with more travel-rich cards of the city KhotaWhich can be a great way to quickly earn points and to combine the city airline and hotel partners to combine them. If you want to expand the honor of your points, the City Stretta Card

Ground level

Close Citie Stratea One of the best no-announce-ANUL-C cards to add to your wallet is. The wide range of cards is of bonus categories and unique self-selection category that you can change quarterly, an easily way to earn bonus points on everything.

I would advise this card to be coupled with more premium cards in the city stratea lineup to avail more attractive transfer partners at American Airlines Aadvantage – and high transfer rates. With the fresh lineup of the city, City Strateta is a strong contender for your everything.


Apply here: City Stretta Card


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