Abu Dhabi, (Urduupoint / Pakistan Point News / WAM-23rd Jul, 2025) Abu Dhabi Islamic Bank (ADB) 2025, reaching AED4 billion, reflecting strong balance sheet growth, continuing to speed up business, and a growing customer base.
The bank gave another record performance in Q2 2025, in which pre-tax net profit increased to 14 percent year AED2 billion.
After tax for the first half, the net profit reached AED3.5 billion, 15 percent vs H1 2024.
The total income for H1 2025 rose 11 percent to AED5.9 billion, H1 from AED5.3 billion in 2024.
This strong growth was powered by strong performance in all main professional segments, continuous expansion of activities supported by diverse income currents and fee-force.
Compared to AED3.3 billion in the previous year, the income from funding in H1 2025 increased to 9 percent year-yar to AED3.6 billion, which is supported by the bank of business volume and Bank of Bank of Bank to generate sustainable returns despite a low market profit rate.
The net profit margin was 4.27 percent, with the Bank of Target Range, the volume growth and effective balance sheet management.
Non-funding income increased 15 percent year-old to AED2.3 billion in H1 2025, above AED2 billion in the pre-period period.
The girl was largely operated at a large extent at 28 per cent incredibly fee in non-funding income, which is responsible for the sale of high product in both retail and corporate segments, reflecting strong customer activity and successful cross-celling initiatives.
Non-funding income now contributes 39 percent of total operating income, continuing to focus strategic focus on bank’s income diversification.
H1 2025 cost-to-Indian ratio to 28.2 percent, H1 2024 to 40 from 28.6 percent to 40 basis points, high-faided by higheride and ongoing product materials.
Operating expenditure H1 2025 in 2025 from 9 percent year-YAR to AED1.7 billion, which reflects talent, digital initiatives and continuous investment in emerging technologies.
